Episode 45: The 5% Deposit Everyone Wants… But Is It Worth It?

Access Lloyd's book called Buy Now, click here Albo’s 5% deposit scheme sounds like a fast track into the market, but is it really the smartest move for your future? In this episode we unpack who qualifies, hidden costs most buyers miss, and why servicing the loan matters more than saving the deposit. We also look at how supply shortages, stamp duty, and fast-moving auctions are pushing prices, plus the risk of negative equity if growth stalls. You’ll hear when a cheaper investment in a different city can beat the 5% route, and how to weigh lifestyle goals against long-term returns. Lloyd Edge, author of "Positively Geared" and "Buy Now" is the Host of Positively Geared podcast series. Podcast Producer is ASKI Live Media.