Home · Resources · Positively Geared
The book that started it all · 2020 · Now in its 4th printing

PositivelyGeared.

How to build a multi-million dollar property portfolio from a $50,000 deposit - by Lloyd Edge, on a teacher's salary.

$50kThe deposit that started the journey
Positively Geared by Lloyd Edge - book cover

Buy Positively Geared today.

$24.95incl. GSTBuy now →
The Australian property investment bible for the 2020s.

Real strategy.Real numbers.

Positively Geared is the book Lloyd wrote because the books he wanted on his own shelf didn't exist. Every chapter is rooted in his own purchases - with actual deposit amounts, mortgage structures, valuations, and the mistakes he made along the way.

You'll never have to save for another deposit again. The book walks you through how to leverage equity to keep buying - without exposing yourself to the kind of risk that wipes out beginner investors.

01

Read markets for growth - Lloyd's twelve-filter framework

The exact criteria Lloyd uses when evaluating a market. Demographics, infrastructure, rental yield, vacancy, supply pipeline.

02

Value property accurately - without paying for a valuer every time

The desktop valuation method that takes 15 minutes and gets within 5% of a paid bank val.

03

Negotiate and win the sale - even in a hot market

The vendor's-agent psychology, the conditions that win deals, and the small wording changes that move offers from "no" to "yes".

04

Create equity by adding value to any property in any market

Cosmetic, structural, and planning-based value-adds. What costs what, what returns what.

05

Build a multi-property portfolio without running out of borrowing capacity

The scaling playbook - how Lloyd kept buying property six through eighteen without his serviceability falling off a cliff.

From theintroduction.

Chapter 1 · The pitch

“I bought my first property - a one-bedroom unit in Sydney's lower north shore - for $250,000 on a teacher's salary. I had no inheritance, no rich parents, no insider tips. I had a $50,000 deposit, a borrowing capacity that looked anaemic on paper, and an obstinate belief that the math could work if I was patient and disciplined.

Ten years later I owned sixteen properties across four states. This book is the playbook I wish I'd had on day one - written for the version of me who didn't yet know whether any of this was possible.”

Lloyd Edge - 2020 author portrait
About the author

Lloyd Edge.
Retired from the rat race at 40.

Lloyd Edge went from a heavily-mortgaged one-bedroom apartment to a multi-million-dollar property portfolio in just 10 years - all on a teacher's wage. Lloyd retired from the property investing rat race by age 40, and now leads Aus Property Professionals as managing director and founder.

He's received the REB Buyer's Agent of the Year (2018), Smart Property Investment's Buyer's Agent of the Year, and the REINSW Buyer's Agent of the Year (2024). He's a regular property commentator across 7News, A Current Affair, Sky News, 2GB and the Daily Mail.

Buy Now.
The follow-up

Ready for the next step?

Lloyd's second book, Buy NowPicks up where Positively Geared leaves off - a step-by-step playbook for completing your first or next property purchase. Where Positively Geared makes the strategic case, Buy Now is the tactical manual.

Discover Buy Now →