Positively Geared is the book Lloyd wrote because the books he wanted on his own shelf didn't exist. Every chapter is rooted in his own purchases - with actual deposit amounts, mortgage structures, valuations, and the mistakes he made along the way.
You'll never have to save for another deposit again. The book walks you through how to leverage equity to keep buying - without exposing yourself to the kind of risk that wipes out beginner investors.
The exact criteria Lloyd uses when evaluating a market. Demographics, infrastructure, rental yield, vacancy, supply pipeline.
The desktop valuation method that takes 15 minutes and gets within 5% of a paid bank val.
The vendor's-agent psychology, the conditions that win deals, and the small wording changes that move offers from "no" to "yes".
Cosmetic, structural, and planning-based value-adds. What costs what, what returns what.
The scaling playbook - how Lloyd kept buying property six through eighteen without his serviceability falling off a cliff.
“I bought my first property - a one-bedroom unit in Sydney's lower north shore - for $250,000 on a teacher's salary. I had no inheritance, no rich parents, no insider tips. I had a $50,000 deposit, a borrowing capacity that looked anaemic on paper, and an obstinate belief that the math could work if I was patient and disciplined.
Ten years later I owned sixteen properties across four states. This book is the playbook I wish I'd had on day one - written for the version of me who didn't yet know whether any of this was possible.”

Lloyd's second book, Buy NowPicks up where Positively Geared leaves off - a step-by-step playbook for completing your first or next property purchase. Where Positively Geared makes the strategic case, Buy Now is the tactical manual.
Discover Buy Now →